Property DIC

EQPlus (Difference in Conditions)

EQPlus Program offers a Difference In Conditions (“DIC”) policy, including Earthquake and Flood coverages, for small to midsized commercial businesses in California and the Western United States. EQPlus outperforms with consistent pricing, superior service and highly rated capacity. Tango Specialty provides non-admitted coverage through designated excess and surplus lines brokers.

Coverage Highlights
  • Quality Carrier Panel rated A or better
  • Limits available up to $20,000,000, TIV up to $250M
  • Target Occupancies include Commercial Habitational, Office, Real Estate, Entertainment, Hospitality, Light Manufacturing, Municipalities Retail and High Value Dwellings – min $2M
  • Minimum 5% EQ deductable in CA
  • Minimum Premium: $5,000 all zones
  • All types of construction and parking available for consideration
  • Target primary to full limit risks, first excess layers will also be considered
  • Age of risk 1950 and newer, older buildings may be submitted for consideration with acceptable retro-fit information
  • All accounts are fully modeled – provides accurate risk pricing and eliminates churning of portfolio at renewal
Coverage Extensions
  • Earthquake Sprinkler Leakage
  • Building Ordinance
  • Flood excluding 100 year zones
Excluded Operations
  • Casinos
  • Utilities
  • Livestock
  • Nuclear, Chemical, Petrochemical and Biological
Submission Requirements

Team Members

Kent Piper

Senior Vice President

(951) 208-7988

John Gustafson

Vice President


Kristen Piper


(215) 600-0747

Jill Antolin

Director of Operations

(631) 479-3278

LaShaun Bowen

Underwriting Assistant

(267) 841-8132